Credit bureaus face another class action over student loan reporting amid pandemic
Credit reporting agencies Equifax and TransUnion have been hit with a proposed class action accusing them of lowering consumers' credit over ...

CFPB statement clarifies credit reporting and CARES Act

Auto Finance News
Responding to this criticism and questions that have arisen largely from furnishers trying to navigate credit reporting under the CARES Act, on June 16 ...

District court allows New York data breach claim to proceed against national credit reporting agency

The court distinguished this claim from the consumer's FCRA claim, which asserted the CRA failed to “shield” the consumer's information from the ...

US House Passes “Protecting Your Credit Score Act” that Would Amend FCRA

Mandate that all CRAs create a single online consumer portal that gives consumers free and unlimited access to their consumer reports and credit ...

Credit Reporting and COVID: What did the CARES Act change? [More with McGlinchey Ep. 5

JD Supra
to report accommodations (such as forbearances) consistent with new credit reporting obligations, but also what can be discussed with

CFPB Director Addresses Consumer Complaints Amidst COVID-19

JD Supra
CFPB Director Kraninger recently delivered remarks during a Consumer Data Industry Association webinar addressing a record-high number of ...

How criminal background checks lead to discrimination against millions of Americans

The Washington Post
The 1970 Fair Credit Reporting Act laid out guidelines for data accuracy, ... were afforded the privacy and accuracy protections of consumer reports?

CFPB Announces $18 Million Judgment Against California-Based Mortgage Lender

National Mortgage Professional Magazine
The CFPB alleges that Chou and Cowell were among the leaders of a scheme to use Monster Loans' account with a major credit bureau to unlawfully ...

FCRA Case Addressing Definition of “Consumer Report” Headed to the Jury

The National Law Review
In a recent single-plaintiff federal case in the Northern District of Georgia alleging violations of the Fair Credit Reporting Act (the “FCRA”), the court ..

One Side Effect of the Virus: Free Credit Reports Each Week

The New York Times
“Checking your credit report is very important,” said Chi Chi Wu, a staff ... Credit bureaus and lenders usually must respond to disputes within 30 to 45 ...

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